Income Assistance Programs


Income Assistance - Need help paying for Medicare? 

Programs are available to assist income-eligible beneficiaries with the cost of Medicare premiums and co-payments. 

Medicare Savings Program

MSP helps people pay for the out of pocket costs of Medicare, including the monthly Medicare Part B premium ($148.50 that comes directly out of your monthly Social Security benefit), and the monthly Part D (prescription drug) premium. 

The Medicare Savings Program is a joint federal/state program. You may apply at your local Medicaid office or through HIICAP. For more information, including qualifying income, required documents, or applications, call the HIICAP program toll free at 1-800-701-0501 and Schuyler County residents call 607-535-7108. 

Extra Help 

Low Income Subsidy, or "Extra Help" is a federal program that helps you pay for most of the costs of the Medicare drug plan and reduces down medication co-pays. The level of help you are eligible for depends on your income and assets. If you are enrolled in Medicaid, SSI, or a Medicare Savings Program, you automatically get Extra Help. 

If you want to apply directly for Extra Help, you may do so in one of the following ways: 

  • Paper application (you must use an original) 
  • Over the phone with a Social Security Administration agent: 1-800-772-1213 
  • In person at your local Social Security office 
  • Online at